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  1. tobe

    Should we make the switch?

    Its hard to foresee what will happen in the future. So lets deal with what we have now. Stay with St George, and let it rollover to variable, and keep paying roughly what you are paying now. Go to ANZ, find another $5000, increase the loan amount, and perhaps reduce the payments marginally...
  2. tobe

    Should we make the switch?

    No, I wouldnt suggest switching. You might try and get St george to look at your ANZ approval, and ask them if they can match it, or compromise. From what I remember about quickstart, the early repayment penalties, and interest rate margin fall off after a couple of years?
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