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  1. tobe

    First time buyer HELP needed! 250k, what to do?

    Not sure if you would get the finance approved though to do this due to serviceability issues. Serviceability on this scenario would be better than option 1, as they include the rental, and any negative gearing. Each bite is small, therefore likely to escape LMI scrutiny until the 5th or...
  2. tobe

    First time buyer HELP needed! 250k, what to do?

    With an income of $45kpa, the borrowing capacity, even if initally bought as an IP, is not going to be enough to afford a PPOR in the area suggested. So its either of options 2 or 3. Its good to have goals and dreams, its then a matter of breaking them down into manageable bites. If...
  3. tobe

    First time buyer HELP needed! 250k, what to do?

    option 3. And good luck with the 30% wage increase in your first year! gen y.......
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