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Brad, You will find a company that is a one stop shop, however for them to have everything in the one place involves a great deal of cost. Usually this cost is recouped from 'busy' people in the form of undisclosed commissions, inflated fees and charges etc. Lots of people work long hours...

Rolf, nicely put. Its such a shame most people will discount your advice, and keep looking for that elusive 'advisor', who will then proceed to fleece them. Its almost enough to turn me into a liberal voting economic rationalist, but then, the desire to turn your finances over to someone...