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would the RP data note a granny flat out back? They probably just have sale amount and date, perhaps number of bedrooms and whether its built of bricks or sticks....

there are quite a few lenders doing TBC valuations, and a few will go to 97% inc LMI. Bankwest is one who will do that. 97% on a construction loan. You get 5 stage payments, 5 valuations. Not sure about granny flat. for a start it may not necessarily increase the valuation of the...