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You keep thinking that. What would I know? All the best with your wealth creation, be sure to let us know next time you would like some advice to ignore and Ill be sure to jump straight in.

I cant help not answering. cross col has not impact on borrowing capacity, no matter what your friendly bank manager says. Your bank, CBA, does not have the best affordability calculator currently, so there are other lenders that will lend you that amount.