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  1. tobe

    Loan Structure Advice Please

    You dont need to purchase the house and land off the same vendor (a house and land package). Your builder can prepare a contract prior to owning the land, it is the norm. I wouldnt go near a vacant land purchase without knowing how much it was going to cost to build, and you cant be sure of...
  2. tobe

    Loan Structure Advice Please

    dont buy land first and leave it vacant for years. only very rarely does the capital gain outweigh the land loan repayments/rates etc. This is especially the case in new estates. You are better off buying a rental property now and a house and land package in the future.
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