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hard to say. I would suggest talking to a managing agent, and seeing what the return on the renos might be. So does air con increase the rent? By how much? Then do your numbers on whether its worthwhile.

xcoll is only bad if you get into trouble. so thats ok, no wait, how do you know you wont get into trouble? WIth your earlier comments about girlfriends, seperate, and possible future shared purchases, Id suggest strongly to keep them seperate. There no downside for you, its a bit of...