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Agree there are advantages and disadvantages (as I found out by doing it the wrong way). There is lots of info on here about it. Search cross coll. My mistake was I borrowed the lot (from my PPOR) for one IP instead of just borrowing for the deposit and other costs, then having a separate...

Your bank will lend you the start up costs etc BUT they will want your PPOR as security. So both the PPOR and the IP will be cross collaterised. Be careful here.