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I Sent a message to EBM via their website. They rang me the next day but I couldn't talk. They rang back and were very helpful and professional.

I'm assuming the $1036.46 is for building and landlord insurance (and possibly contents?). I can't see how the Terry Scheer brochure would be quoting $285 when their standard fee for Landlords Insurance is $340. Even with more than one policy it's not that cheap. I use them for LL but I...