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Hi just wondering if you've not had much growth and only purchased in the last 5 years, where the $80,000 cash flow comes from?

Actually I don't think it's hard at all and I'm pretty lazy really. I did get pretty motivated for those few years though. :D We had 2 (one PPOR 1 IP) in 2008 when I joined this forum. Now we have 10 CF+ properties with less than 50% LVR. Going part time with work next year.:D