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Much thanks given to all your experiences/responses. It has given me something more to ponder. Thank you for sharing.

Hi Rolf Would you care to elaborate pls? ta

Has anyone had experience with these type of loans? I'm looking to purchase/reno/sell a property and then do it again and again. Is it possible to use this type of loan without having to reapply to the lender for a new loan amount if the LVR doesnt change. Then saving on having to pay out...