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its more a gut feel than anything.. based on reading between the lines of what Glenn Stevens comments were and also comments by some bank CEOs and their recent actions this year.. btw i DIDNT mean if RBA rates are 4.5% then resi loans will be 8% and business loans will be 7% ... what i...

I have a feeling there is some change coming in terms of interest rate spreads... I rekon banks are going to focus divert lending towards business, including commercial prop, and thus reduce spreads on those loans while increasing spreads on residential loans ... If this eventuates in...