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Of course there is a relationship between the two. My point is that the figures are difficult to interpret meaningfully, given the factors I have discussed, and even an improved marker will still face scrutiny due to a whole host of other factors which I'm sure other people could raise...

Fantastic article. Just to further expand on the ratios that the D&Gers talk about, it is pointless to talk about household income to debt ratios, particularly compared to other countries for a number of reasons. 1. Taxation is not taken into account. If a country has a tax rate of 70%...