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Deja vu Waiting For Godot Waiting for Godot begins with two men on a barren road by a leafless tree. These men, Vladimir and Estragon, are often characterized as "tramps," and we soon see that the world of this play is operating on its own set of rules, its own system where nothing...

Yes, the bank calculations add in a 40% buffer not 20% and who knows other than yourself what the economy may be doing by the time interest rates are up 2%. Does that leave the calcs. as Serviceability= affordability + 40% I'll stick with walking the walk you can stick with talking the...

Banks do not look at affordability using a snap shot in time or assume that rates will stay low but add in a buffer of around 2%, an increase of around 20% on what most people are paying. Serviceability+2%= affordability