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I would have thought all this meant was that the landlord was still responsible for the tenants loss however the landlord/LL ins.co. could claim against the installer. Cheers Pete

If the fire is the landlords responsibility (fault in the wiring) the ensuing costs are then also the landlords responsibility, which one would hope that they have insurance in place to cover this. If the tenant had caused the fire they would have to carry the responsibility. Cheers Pete