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Hi mo cheeks The point of debt recylcling is that you decrease the size of the non deductible PPOR loan and increase the size of the deductible loan. The total of the 2 loans remain the same, but the tax benefits increase. Please read this thread, it will answer all your queries...

Hi surm The link I posted for you is a thorough coverage of debt recycling. Cheers Pete

Hi surm Have a read through this thread, http://www.somersoft.com/forums/showthread.php?t=26532 Then make make up your own mind or see a good independent professional, -accountant - solicitor There is no "secret" if you happy to go down this route it is simple to do without...