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Thanks Rolf. Yes, we have a planner and have discussed transition to retirement, although that's officially about 15 years away. This is part of the plan to bring it forward if possible. Will check with accountant re the deductibility - I seem to recall it was his suggestion some time ago. Will...

Hi clever people. We currently have a few investment units but have recently sold our own home. We're currently renting whilst our last child prepares to leave home, and are thinking about purchasing a much smaller property to downsize into structured as follows: Buying unit as an investment...