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Hi all Much appreciated the replies. I did approach one lender at rams to which they required 1 year tax return plus accountants letter and they will only service 80% LVR. However, they don't seem too comfortable anymore and require further docs. Went to have a look at state custodian...

Thanks for the replies. So I will still need minimum 2 years of tax rtn even if I have the letter from the accountant to state my income over the last years? Reason being is I want to purchase the house first this year before lodging my 2nd tax return.

Hi all Just ventured into a business and been trading for about a year. I was wondering if anyone knew or could assist in acquiring a home loan with (self employed or lo doc) max 90% LVR and require only my last income tax? At a glance, most bank require last 2 years of income tax and...