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Thanks for your prompt response. Yes, you are right, I can increase LVR and still make some savings on LMI. Having said that, question is, do I still have room to further negotiate the rate? Please note that loan application is under review, at the moment. regards v.

Hi, I am looking for Home Loan from Westpac (to get staff benefits). Though they give decent discount to every employee, they mentioned that the discount is reasonable and no further discount could be given. Effectively, it is 7.06% variable rate. Now, does anyone know if the Bank...