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Is that 9% every year for 5 years, or 9% over a period of 5 years? 9% every year for 5 years = over 50% growth.

Just to clarify, this is projected POPULATION growth, not property value growth. I looked at Umina and Woy Woy for an IP, we wanted positive cash-flow with (modest) prospects for capital growth. Many properties there are selling for LESS than they were bought in 2003. Some friends of ours have...

It's not Sydney. Woy and Umina on the peninsular are within easy commute to Sydney by train and car (the same distance as Liverpool and Penrith, roughly) but the sales prices history indicates that they are a different market. Very different demographic too: the Central Coast was always where...