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i just rang them and they said it would cost $250 to switch and seeing as though I have 2 separate loans with them, that's $500!

thanks for all the feedback... I'm still deciding on what to do... A part of me wants to sell the investment property in feb rather than Sep.. the reason why I want to wait to late next year is that I'm hoping price will go up a bit more... get more back so I can knock a huge amount of the...

thanks guys... yeah i wasn't planning on not paying cos I know banks are ruthless... I was going to call them and ask if 1 month is possible... Would this be recorded on my credit rating? worried about borrowing money in future and having this bite me in the ***

no it's not interest only... Principle and interest if that's what you mean... even then it won't help... i need at least 1 month grace in order to give me some breathing space... I can always borrow money but want to leave that as a last option. nothing worse than borrowing money to pay debt

hi all, i hope someone can give me advice... I'm embarrass to say that we're struggling at the moment with repaying our mortgage (PPOR and investment property) and have almost maxed out our credit card... my wife is on part time work to look after the kids... the bills have kept on coming and...