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Just a quick update, Aaron is putting together our application to refinance this property and so far indicated that if successful, we'd be getting a cool rate which would save us (not kidding) almost $1000 per month. It's almost too good to be true so in the meantime of course we are still on...

OK, son just returned from interview. Looks like he got the job, but initially it'll be part time while he'll be trained. We didn't know this when he applied. Luckily he's got another part time job, so he knows he must continue with that until the new one becomes full time. And that's all we...

Thank you Geoffw for allowing me to bring my issues to the forum, I have a somewhat unique set of circumstances. I already benefited from the advice/encouragement that came from forum members. You guys help me keep calm and remain objective and focused. Much appreciated...

Hi Spades, yes, that was me, asking the questions all before the troubles started. I created a new membership because the "vicgirl" name is closer to my main social media moniker, which is "melbgirl" that I am using on Twitter, my public blog and in the trading forums I frequent. But "melbgirl"...

WOW. I never knew I had that option. Have you ever done it? I'd like to find out more. When I bought it a year ago, my leverage was 65%. Do I need to get a new valuation for that? Which banks do that and how to approach them? Thanks for bringing this to my attention. :-)

Thank you for all your kind replies, I already feel much better. I am open to any solutions so I am keeping the property on the market, but have also been in contact with Aaron. I want to wait and see now if my son gets this new job, as tomorrow is his day for the interview (I hope they didn't...

AF&L. I didn't apply with them because they want more than 3K for re-establishing it for another year, but they gave me an extension on their current terms. The other broker didn't say we won't qualify, just simply disappeared. Never returned my messages so I went and listed the property for...

I think a few heads rolled a couple of months ago for amending application forms without the applicant's knowledge. You can probably find the info on the Daily Reckoning website.

Last year I made a colossal mistake. I bought a house on an unconditional offer (I needed to find a place in a rush after having sold my home). The trouble started when I wasn't able to use my existing credit for the purchase because the house is zoned as commercial (consisting of a...