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You see, for us - its the scare factor that is making me look at regional properties. The thought of having to take out a mortgage for $400K for an IP in the city scares the you know what out of me, hence why I am looking at regional. And as we are not high income earners, the thought of having...

Please excuse me if I sound green to all of this - but I am. I notice many people wanting to buy their 1st IP in the city areas - and the prices (along with the mortgage repayments), just give me heart palpatations, never mind if you get a bad tennant. Really, when you are starting off, I...