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Hiya Yes, you are right; we are going to pay LMI for a 90% loan; if the OSR and the bank do not care; maybe it is the mortgage insurer that cares? Anyone with prior experience care to comment? thanks

Hiya In the process of financing 2nd Ip. Due to tax reasons, trying to put 99% in hubby's name and 1% in my name. Mortgage broker first says Office of State Revenue (the one that collects stamp duty i guess??) does not allow that; checked with conveyancer who says this is not true...