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Retire? Hiya Different cultures do things differently....in my case, my parents chose to pay for me and all my siblings' uni fees so that we start our careers debt free...in fact in my circle of friends, the parents all did the similar thing... Retirement for my parents mean living...

Hecs Hiya In my country , parents' super can be used to pay for HECS....all my siblings and i started our career debt free...(plus most of my friends!) I have to add that it is limited to 1 undergrad degree (no postgrad or multiple degrees) plus uni fees are not as extortionate as here...

Hecs Hiya I think it has to do with some discounts if you don't wait until after graduation to pay if off ...that is why the family structured it that way:)

Hecs Hiya The Chinese lady at the local takeaway has 4 daughters; she pays the uni fees for the eldest; when the eldest starts work she pays for the fees for the next younger daughter and so on down the line...the youngest will pay mum back! Every daughter starts their career DEBT...