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  1. W

    Would like to change IO to P&I, Possile?

    Thanks again everybody. It turns out we can place $10,000p/a in-to the loan and it will offset 100% But thats not very much.. We might move in another 2 or so years time but there comes a time where everyone has to ask themselves: At what point do you start paying your home off and living debt...
  2. W

    Would like to change IO to P&I, Possile?

    Thanks guys. Also, if we do swap to P&I, will we be able to plonk however much we like in-to the loan at any given time via internet banking? Thank you.
  3. W

    Would like to change IO to P&I, Possile?

    Hi there. We currently live in a house (on an interest only loan) where we fixed the interest rate at 6.8% 1 year ago, with two years still to run. We would actually like to begin paying off some principal because we will be living there for a while yet so, is this possible without losing...
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