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Thanks all :D. In regards to the second half of my Q does anyone know if this would impede lending wise, the purchasing of IP's down the track? Is it be messier? I gather there are no tax implications? Is there any reason why I should not go down this track when I have the equity to?

What does AIP stand for?

Yes I do have the equity for a full LOC however I wondered whether they required a valuation moreso to work out my proposed cashflow prior to approving the loan. So really a finance Q I guess. Previous preapprovals including the most recent have been given following valuation of property and...

I am contemplating buying at auction. Not focusing on any particular property at present but looking to pickup something below market like a morgagee bargain in the near future. At present I'm like many in that I have been looking to purchase with a preapproval using either a LOC as a deposit...