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DanielG, that may be a low income but it's probably on par with someone earning much more that manages to invest, but who also pays more in tax, maintains a larger household and supports a wife and kids. Those things cost A LOT. Kim is single and lives in a unit. Her living expenses shouldn't...

Perhaps low fat, out of code or bulk bought, 2 minute noodles is the go :p.

- eat fewer bananas :D - get a second job (something social like bar work or waitressing perhaps). - walk other peoples dogs for exercise and get paid for it. - cook from scratch (instead of buying special diet meals - if that's what's expensive) - always make your own lunch and...

It's not higher interest rates chewing into your disposable income/savings?