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Eating takeaway most days living - you're kidding me :confused:. Kim has problems managing money and finding a balance in how she lives some aspects of her life. That happens ;). It's likely she'd have the same issues if not owning property (renting). Zillions of people do regardless of...

I'd get rid of the cleaner, the takeaway and the PM's. They're doozy PM rates you pay APK :eek:.

These are Vietnamese cold rolls - no cooking apart from the cooked meat you put in them. They are quite different to Spring rolls that need cooking. Agree with growing herbs, although between my mother and the elderly Italian and Greek ladies across the road I have access to a few kinds...

That's OK, but just a warning, you won't be able to stop at one :(.

-Pkt rice paper -Pkt rice noodles softened in hot water for 3 min, rinsed in cold water and drained -left over chicken marinated in hoisin sauce shredded or -fried/grilled marinated chicken piece shredded cold or -any other meat like left over pork -finely sliced red onion -grated carrot (use...

I'd dump the cleaner and give up the takeaway (BV you especially would know it's not hard - who are you kidding ;)), before getting a credit card. It sounds like you aren't prepared to responsibly manage your income and outgoing expenses at this stage, when you are capable of doing so - you've...