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Certainly are but they are willing to do my 4 villas on resi rates so I'm just stoked with the new rates.

Heritage have announced their fixed rate reduction (yeah!!!) Investment rates IO Was. Now 1. 5.75. 5.60 3. 5.85. 5.60 5. 6.29. 5.95

hush hush Heritage have said 'watch this space' on fixed

Heritage have moved variable but not fixed. http://www.heritage.com.au/News/2012/October/Heritage-Bank-to-reduce-home-loan-interest-rates-by-0,-d-,20.aspx Effective Tuesday 16th October. My mortgage starts Monday 15th so my variable rate will start at 6.13 then I assume move to 5.93%. Alas...

Congrats. My rate is currently 5.85% and I'm hoping it will go lower before Settlement.

For me the comparison rates only looks at figures. They don't look at what type of servicing a bank might require etc etc. They are an ok basis on which to start the real comparison. For my latest venture the comparison rate was void as I wanted a bank who would lend to a Trust for 4 villas on...