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Talk to one of the brokers here - much more knowledgeable and will be able to find the bank who has the most flexible policies for small units. Find the exact size of the unit plus balcony, plus stores, plus carparking to try and work the various policies at banks as to what you can include...

Art Deco, What spades is talking about is the deposit% that banks want for sub 40 and sometimes sub 50 sqm dwellings. The LVR can be a killer at 60 meaning you'll need a 40% deposit.

Strata's concern with wooden floors is that the sound can reverberate on your neighbours and so if you want tiles or real wood then often want super sound deadening underlayer etc. The lino is soft sounding and warm to feet and hard wearing - the vinyl plank stuff is used in many commercial...

Check out this beautiful hidden laundry http://www.ikeahackers.net/2012/12/all-in-one-multipurpose-bathroom-furniture-which-hides-a-washer-dryer.html http://www.babble.com/home/10-best-ikea-hacks-of-2012/vanity-flair/

Shoot I just lost a big reply - I love the entertainment nook idea. - agree get rid of kitchen bench and do L shaped kitchen as it opens up area and you can put in a meals area. Put decent overhead cupboards to ceiling on non window wall and pull out pantry. Check ikea for good L shaped...