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Alas mortgages do not stay the same. We are at bottom or near bottom of interest rates but you can fix - just not at the rate you quoted. R20/R50/R100 is an interesting mix. That is generally used for apartments and 700sqm block is not very apartment friendly You need to find out from...

How much will it cost to develop and what can you develop on it? I suspect there is no chance of a profit now so how much growth would there need to be to develop and hold its own? It's not a strategy that I'd do but it has some merit if it's a really good location, excellent block and you...