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I meant to say that I love you having some fat in it. It's all about contingency and if the sums work with fat in it then it's awesome :) Especially seeing as it will be your Mum's PPOR so she is likely to be more fussy than an IP ;)

Have a talk with local REAs and see how much value there is gained with putting a carport (single or double) on the front house. I perceive that it would be easier to sell and would value more BUT it's possible that it doesn't. My readings on here indicate that it's good to get back at least...

+1 on this. The R25 requirement might be double storey etc. I would also budget for putting a carport in for front house and fencing off the front yard to make their garden/courtyard area. Some councils will impose things like this. Overall I think it's a good idea and doable. I think your...