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Believe it or not, buying the stock market when its going gangbusters will give you lower average returns then buying when its falling or flat. Trick is to buy it before it goes gangbusters, and thats the hardest part to predict.

I have always thought it was just one of those typical "reasons to buy" given by the spruikers. The stockmarket booms when the economy booms so good time to buy property as everything is on the up. When the stockmarket crashes, its also a good time to buy because of the theory of...