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That's about the same line they all said,but small banks do not have the higher market share as the big 4 have,and they have the advantages of being well informed and their future income depends on that,even NAB has their AGM in Brisbane this time around.....

Went along too a Qld Based Regional Bank "AGM" this morning,and asked the question about how the bank stressed tests when the rates go above 8%,spoke to several of the directors about that simple question no one had much of an idea just go down the line,,then spoke too the chief risk officer for...

It also brings out the entrepreneur and the thought process revolves around the interest rates as the demand increases price begin to climb till it stops as it always has then they go down, then people are unable to pay the mortgage payments,it's interesting reading in this site several years...