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Nothing like a bit of foward thinking,in the park on the river just down the road there was over 27 cars this morning with everything they own in the back seat and they sleep in the front seat,plus about 5 that sleep around the private school boat shed a 40% drop in property prices is not going...

I think most people would know the reality full well,but the problem will be like in the early 1990's,it does not hit everyone only those with zero employment some inner city Brisbane areas above 75% own the propertry unemcumbered clean title so they won't give a stuff,then you have the welfare...

Yes it is,so in very simple terms people have started to save again i just look at all this from a different angle,it will make no difference if the rates go up or down what happens in-between is what matters..

Just have to ask,what is a positive feedback loop,i still think the rates can only go one way,and that's up,and if one thinks different with all the personal savings on the rise most Banks would not need the funding from OS,as they will be able to bounce along with 20% less high paid staff..