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You might get away with it in Australia but the outcome over there would be very different but,,I agree it would be a statistically complex environment even for the street wise and the interlocking relationships between economic entities .. btw what happened to your street smart money lender??..

I think it would be hard to distinguish between what is Government -Private -Corporations in China compared to Japan,every year various forecasters project stock market mortgage rates at the end of the following year ,the Chinese Government do it different,plus the USA market is just starting...

I think China will just keep going the spread and ratio worldwide of liquid assets to debt makes it look not the real total picture from the majority of credit analysts data sellers..