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Thanks for the general advice all, really appreciated! One silly question, if I was to say purchase a 2nd ip, could I still use the first ip as collateral despite being with ubank? At this stage, yes, looks like we are up for the lowest rates and pay it off quickly type scenario. I...

Thanks for pointing out the concern, being a relative newbie to the investment world, we're not big investors and would like to slowly invest. Redraw for us at this stage and perhaps into the near future is not of real concern... We did a bit of homework on ANZ vs Ubank and we cant quite...

Hi, We are borrowing currently $500K with ANZ (for an ip) and are thinking about switching. Anything to watch out for with Ubank? We are currently on a rate of 4.98% variable with their breakfree package. 1st year annual fee is free but kicks in year 2 and beyond. We have an offset account...