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Thanks Shahin, If I don't meet that criteria - does that disqualify me from the LMI waiver? ie I earn less than $150K (even with rental income) I am still studying my CPA - have 1 module to go which I expect to finish mid next year. I have a Uni degree and am working as an Accountant for a...

Thanks for replies so far guys. Further to that - would any lenders waive LMI to 90% with this sort of lending for certain professions, ie if I was an Accountant?

Hi Guys, I've got a house worth about $560K owing about $440K. I have a Planning Permit to put a unit in the back yard, and subdivide into 2 blocks once building is completed - I estimate it is going to cost approx $300K to build the unit in the back yard. I'm looking to borrow approx...