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How ? Most New Investor will be borrowing 90-95%, and if they're buying in Sydney around 10km from CBD for a 2 bed unit, the yield will be around 4.3-4.5%. With Strata, water, council, insurance, property manager, etc. It will be negatively cash flow. Unless you have more than 20% deposit, then...

This is owner occupied. Don't investor will be buying that

I Went to NAB and spoken with them about these new policy and regulator. They Advised me that the policy will start easing around October this year. IMO these new policy introduced by APRA is just a temporary to cool down Sydney and Melbourne Market. It can't sustained forever, as other...

Thanks... I checked with my broker... Seems to have no issue... Prices has gone up since i bought them in 2013... at least 150k

What are you trying to say ?

Thx, will check tmr

I got 20% deposit for each. And I know one of OTP values has gone significantly since 2013.... Should I still be worry?

I have 2 OTP that I bought In end of 2013 and middle 2014.. which should settle end of this year And mid next year? What does it mean... Bank won't lend money anymore? What with the smaller bank like loans.com.au, rams, ubank, firsrmac? Are they following the big banks?

Same, I signed my contract in January 2014, and will be completed in about 8-10 months time. I heard CBA has the policy too. But not NAB.... Not too sure. Just hope this policy remains in 12 months time.

I hope they don't touch the policy where you can revalue OTP at the current market value after 12 months of signing the contract on settlement.

Perhaps ur right... But i'm sure there will always be bank/lenders that are willing lend you 90%, you just have to pay LMI.

Some OTP purchased in 2013-2014 has gone up 100k or so (in Some Area). Depend on the area If interest rate rises significantly, houses will be affected, as the prices has increased WELL Beyond Wages/inflation/rental yield (some are 2% yield), Units yield are still reasonable. Average 4 - 4.5%