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Which is it? Or do you mean you're not yet ready to buy a house for yourself? Sometimes you have to make up your own mind. Get the options in front of you and work out the pros and cons. If you can do some basic excel spreadsheets, you should be able to work out the financial pros/cons, but...

ABSOLUTELY - that's where I'd be! The OP mentioned "low/medium" risk and I read into their post that they intended putting $250k of their cash into this property. That to me is medium/high risk - something about eggs and a basket? :D

There - in the 2nd post. Kellbell, if you're looking primarily to live in, but with the intent to make it an IP down the track, I'd also go with bene313 - buy where you want. And others have said, get your structure "right" so to keep your future options open.