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I'm guessing Granny Flat. In the context, I don't think it's Girl Friend! :D:D

tarah, I see where you're coming from, but skater has a good point, even if it is a bit of a cop-out! :D I wouldn't have got a loan for a house when my wife was on full-time wages but only 3 months before 1st bub was due! It got tight there for a while! I also would have been more...