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Just get rid of it. Lol. You are also making an assumption that similar transfer offers will be available in 2017. Lending environments and regulations change. Health and employment status can also change unexpectedly.

I'd pay it down. It gets it off your books and will allow you to save faster - particularly given you are living rent free. A question for the brokers - How would most lenders react to the $50k debt in the changed lending environment? ( if trying to extract equity to buy get a loan for another IP )