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Cheers, if its pain then I will get prepared. I was thinking $$$$$. Thanks for the advice. 1st call today will be to my friendly broker who loves me so ......

Thanks, will look into it further now that I have the approval. Can you indicate what are the indictiive cost to do a partial discharge with WBC so I can evaluate the hurt now. Another simple Q is can I, after exchange but before I sign on the dotted line with WBC, change my loan...

Cheers to everyone for their replies and to Qld007 (Richard) for his offline advice and offers of assistance. All has been sorted and loan approved today after I stamped my feet and banged the table a few times. I was just stressing out last night due to my lack of experience in such matters...

OK thats makes sense. So 80% against IP with Bank A then 30% against PPOR via a LOC or something against my 100% equity with Bank B. I like my cash & shares too. Thanks will investigate tomommow with new broker.

Hi, Thanks thats what one of my last options were/are but at a LVR of 80% I am not sure the lender would still not have the same issues. Also only 1 loan for the IP as the PPOR is mortgage free. Cheers.

Hi, Have an issue with Westpac through a local broker at the moment that I just need some advice on my options on whether to hang in there or look else where for funding options. The situation: PPOR $290K (bank valued 27/4) with 100% equity = no mortgage Income 1: $62K gross (me -...