Search results

Thanks again Aaron. Incomes are on the low side but credit score is not an issue. Names on, or in this case not on, the loan docs does not seem to be a real issue either way. Just when the partner gets told this loan is different and I can't explain why it was a bit of an issue.:rolleyes...

No, she had independant legal advice as required by a solicitor and she was explained all the ins and outs and had all the paperwork signed. I just wrongly assumed that this was new regulations and not that the loan structure was different. I was too interested in getting the loan approved so...

This v v v We are not high income earners but have reasonable cash assets so deposit are not difficult but wages makes the bank get nervous so we include both of our incomes just to ensure we can get the "tick" to move forward. No real plans to have more than these two (2) properties...

Thanks Aaron and the terminolgy and explanantion you provided is correct. So it just going to be accessing the accounts in the future that will be the difference. New one needs partner to have authrorities completed and different plastic cards apparently.

Hi all, My existing IP that has the title in my name only but is funded with a 80% LVR loan that is in joint names (my name and my partners name) as this is the structure that was recommended to me by my broker who also is my tax accountant and pseudo financial planner. I have just found...