Off the cuff comment from someone who has no idea? LOL, what are you? Have something against me personally? LOL. You're like a petty old granny for no reason.
Hi
Recently I read a news article the reserve bank chairman or some fella saying "if you're paying above 4.9% you're paying too much".
He said we should call the bank and ask for a lower rate than 4.9%. Is it that easy?