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That is a good reply Monoply. I had a laugh at the conclusions that could be drawn about someone doing seemingly endless renovations. Whilst I am open with my three friends that I see every week, and who know our financial position, I also tend not to say too much to people who know a "little"...

My close friends understand, and anybody else (certainly the yummy mummies who are dressed nicely to pick up from school, whilst I am covered in paint) who might judge me can go take a flying leap.