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I feel rather stressed just reading your posts, so it must be hard to feel like you do, all the time. Whether or not you are depressed, or not, you need to take action..... see a doctor, or move out and rent the place you are in now. If it costs a little more, then perhaps you could find a...

It may cost you more to rent a house than you receive in rent for your townhouse, but your interest becomes tax deductible plus your rates, insurance and ongoing maintenance. I think anything you spend before you rent it will be added to the cost base and depreciated, but check this out before...

Does your husband feel the same way about it? It sounds like he wanted to live in the area, so maybe he would be happy to rent this townhouse out and rent somewhere else for yourselves.