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Where do you live? You mention two IPs. Are you renting? Can you find somewhere cheaper to rent, or rent out a room for a while? Can you sell something (other than a house)? Can you pack shelves two nights a week, or do something else for a while to get on top of things?

My issue with selling a house to pay this card debt off is that the cost of selling is steep, especially if you then decide to buy another IP in the next few years. If a lot of the credit card debt was indeed spent on the IPs, then I would expect that it meant either being able to actually...