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We were sent the workings. It went for many pages. I figured it was probably right, clearly had come from some sort of programme, but I wasn't prepared to calculate eight years' worth of "workings" as the set off account balance changed daily. (What is my time worth having to enter minimum 300...

I know it is my money that they are finally giving to me. I call it a "windfall" because if I got it each month I would not have it as a lump sum now :). Rolf, do you agree with the advice from ScottyB? The lady in the initial phone call said the interest would be recalculated and the...

We have had loans with our bank for eight years and set up the account that hubby's pay and rents went into as an offset account against one particular loan. This loan (limit $100K) always fluctuated and the offset account never had a substantial amount in it for any length of time. The loan is...